Bank Anytime, Anywhere with KKMF Mobile Banking
Check balances, deposit, withdraw and much more always within reach.
Four steps, right from your keypad
The exact same flow every time — no app, no internet connection, no waiting in line.
Dial the code
Open your dialer and dial our shortcode on your Airtel line.
*255*77#Select Mobile Banking
From the menu that appears, choose option 5 for Mobile Banking.
Option 5Choose your action
Select whether you'd like to Deposit into or Withdraw from your account.
Deposit / WithdrawConfirm & done
Follow the on-screen prompts, enter your PIN, and your transaction completes instantly.
✓ InstantEverything you need from your account
All the essentials of a banking hall, condensed into a menu on your phone.
Check account balances
See exactly how much you have, any time, without visiting a branch.
Deposit and withdraw money
Move cash in and out of your savings account through any Airtel Money agent.
Transfer funds securely
Send money to family, friends, or your own accounts with a PIN-protected transfer.
Pay bills and school fees
Settle utility bills and school fees directly, with a receipt sent to your line.
Receive instant notifications
Get an SMS confirmation the moment any transaction touches your account.
Access services 24/7
Your branch never closes — bank on Sundays, holidays, and late at night alike.
Trusted across the country
From market vendors to teachers, here's how KKMF Mobile Banking fits into daily life.
"I deposit my market earnings every evening without leaving my stall. No more closing early to reach the bank before it shuts."
"Paying my daughter's school fees used to mean a whole day off work. Now it takes under a minute, right from my phone."
"The instant SMS after every transaction gives me peace of mind. I always know exactly where my savings stand."
Questions, answered
Your bank now fits in your pocket
Dial *255*77# today and start banking on your own terms — anytime, anywhere.